Carriers/LTCI Products

Carriers and Products (most states)


Traditional Long Term Care Insurance

Genworth Financial
Privileged Choice Flex 3
Element

Mutual of Omaha
MutualCare Solutions

National Guardian Life (NGL)
EssentialLTC

Thrivent Financial

Transamerica
TransCare 3



Product availability may vary by state.
Contact us for products in your state.

Linked Benefits (Life Insurance + LTCI)

Lincoln Financial
MoneyGuard 2

Minnesota Life
Minnesota Life – Eclipse & Eclipse Protector (LB)

Nationwide
Nationwide – LTCI Rider on Life Products (LB)
Nationwide – YourLife CareMatters (LB)

OneAmerica / State Life
Asset Care I
Asset Care II
Asset Care III
Asset Care IV

Linked Benefits (Annuities + LTCI)

The Financial Strength of Our Companies

Genworth Financial, Inc.
Began Selling LTCI in:		1974	Standard & Poor's:		BB
Company Assets:		$106.431 billion2	A.M. Best:		B++
In Force LTC Premium:		$3.042 billion2	Moody's Investor Services:		Ba1
LTCI Reserves:		$26.5 billion1	Fitch:		BB+
Total Claims Paid:		$11.9 billion1	COMDEX Ranking:		52

Lincoln National Life Insurance Company
			Standard & Poor's:		AA-
Company Assets:		$209 billionC	A.M. Best:		A+
In Force LTC Premium:		N/A	Moody's Investor Services:		A1
LTCI Reserves:		N/A	Fitch:		A+
Total Claims Paid:		N/A	COMDEX Ranking:		90

Minnesota Life
			Standard & Poor's:		A+
Company Assets:		$36.3 Billion1	A.M. Best:		A+
In Force LTC Premium:		N/A	Moody's Investor Services:		Aa3
COMDEX Ranking:		92	Fitch:		AA-

Mutual of Omaha Insurance Company
Began Selling LTCI in:		1987	Standard & Poor's:		AA-
Company Assets:		$35.629 billion2	A.M. Best:		A+
In Force LTC Premium:		$279 million2	Moody's Investor Services:		A1
LTCI Reserves:		$1.308 billion1	Fitch:		N/A
Total Claims Paid:		$712 million1	COMDEX Ranking:		92

National Guardian Life Insurance Company
Began Selling LTCI in:		2016	Standard & Poor's:		N/A
Company Assets:		$3.803 billion2	A.M. Best:		A-
In Force LTC Premium:		N/A	Moody's Investor Services:		N/A
LTCI Reserves:		N/A	Fitch:		N/A
Total Claims Paid:		N/A	COMDEX Ranking:		N/A

Nationwide
			Standard & Poor's:		A+
Company Assets:		$195.2 Billion1	A.M. Best:		A+
In Force LTC Premium:		N/A	Moody's Investor Services:		A1
COMDEX Ranking:		89	Fitch:		N/A

The State Life Insurance Company / a OneAmerica Company
			Standard & Poor's:		AA--
Company Assets:		$36.4 billion1	A.M. Best:		A+
In Force LTC Premium:		N/A	Moody's Investor Services:		N/A
COMDEX Ranking:		95	Fitch:		N/A

Transamerica Life Insurance Company
Began Selling LTCI in:		1987	Standard & Poor's:		AA-
Company Assets:		$126.036 billion3	A.M. Best:		A+
In Force LTC Premium:		$507 million3	Moody's Investor Services:		A1
LTCI Reserves:		N/A	Fitch:		AA-
Total Claims Paid:		N/A	COMDEX Ranking:		92

Thrivent Financial
Began Selling LTCI in:		1987 as Lutheran Brotherhood	Standard & Poor's:		N/A
Company Assets:		Over $109 Billion in AUM1	A.M. Best:		A++
In Force LTC Premium:		N/A	Moody's Investor Services:		N/A
LTCI Reserves:		N/A	Fitch:		AA
Total Claims Paid:		$210 million in 20141	COMDEX Ranking:		98

Compiled by Newman Long Term Care using various sources:  1.) Carrier provided information—Printed or Online; 2.) Stratecision’s LTC Advisor Program on 9/1/16, 3.) BrokerWorld’s Annual LTCI Survey.  To our knowledge, data is current as of 79/1/16.